Our Partners Look Beyond Credit Score.
A plumber wouldn’t bring one or two tools to a repair job. Nor should you rely on a bank or mortgage brokerage with a one or two lending options. Our partners have a wide range of tools in their tool box offering the greatest opportunity for mortgage approval. Here are just a few of the many lending sources our partners can connect you with:
A traditional source for mortgages, chartered banks offer conventional and insured first mortgages as well as conventional and insured hi-ratio second mortgages. If you have good credit and are employed, banks are often a good option. Our partners shop and negotiate with banks on your behalf to find you the best deal possible (without multiple credit dings which can damage your credit score). Our partners go beyond traditional banks however…
Our partners also work with credit unions, which can often be more flexible than traditional banks. Our partners have direct access to a number of Ontario based credit unions who offer conventional first and second mortgages as well as insured hi-ratio first mortgages outside of the “normal” circumstances.
Trust and Mortgage Loan Companies
Taking things a step further, many trust and mortgage loan companies can provide conventional and insured hi-ratio financing for more complicated situations, and our partners can connect you to them.
Regulated under the MBLAA, many Ontario based finance companies specialize in conventional and hi-risk first and second mortgages.
Pension Funds & Life Insurance Companies
Common with multi-residential and commercial mortgages, our partnering pension fund lenders offer conventional and insured first mortgages for more complicated investment deals.
Going even further, our partners connect you directly with one of the largest networks of private lenders in Ontario. Our partners are some of the exclusive companies in Ontario licensed as Mortgage Administrators who are legally able to process private deals. Private lenders can provide mortgage financing for situations where traditional lenders simply won’t approve.
Rent To Own Private Lenders
Industry changing Lease Buy Back Program helping families save their Dream home, protect their Equity and Avoid Power of Sale or Foreclosure. Rescue Refinance Files…up to 95% Loan to Value, Purchases – 5% Starting down payment – Bruised Credit, Purchased – 3% Down starting Credit should be 620+ beacon and in a major center, and more.
Request Your Free Quote Today.
Put the combined power of dozens of Canadian mortgage lending types to work for you today. There’s no cost or obligation to request a quote with one of our partners.