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Investment and Rental Property Mortgage up to 80% LTV

Residential Investment Mortgages for:

  • Single Family Rental
  • Duplex Rental
  • Triplex Rental
  • Fourplex Rental
  • Cottages
  • Vacant Land
  • Second Home
  • Small Farms
  • Other Investment Properties

Fixed Rate Residential Investment Mortgage:

Provides a secure interest rate that stays the same for the entire length of your mortgage term.

What is it? Property requirements are set by each lender and offer a constant rate and payment amount which helps investors better manage budgets over the long term. Most lenders require a minimum down payment of 20% on 1-4 unit rentals.

Who is it for? Investors who may not be comfortable with rate fluctuations and looking for flexible prepayment options, a fixed rate residential investment mortgage may be right for you.

Variable Rate Residential Investment Mortgages:

A popular mortgage for rental property and investments. The past 30 years indicate that purchasing with a variable rate mortgage is still a better option than a fixed rate more than 80% of the time.

What is it? A variable-rate mortgage interest rate may periodically adjust based on prime lending rate. This adjustment can affect the cost of borrowing (increase or decrease) on your loan. Long-term, variable rates have proven to be the least expensive. Mortgages can be converted to a 5, 7 or 10-year fixed rate term at any time free of charge, so when rates begin to rise, you can lock in. Most lenders require a minimum down payment of 20% on 1-4 unit rentals.

Who is it for? Investors who are comfortable with rate fluctuations with the opportunity to lock in a desired rate without a charge.

25 Year Residential Investment Mortgages:

A longer amortization offers the longest amount of time to completely pay off a mortgage. The main benefit is a smaller monthly mortgage payment than with a shorter amortization.

Why consider it? Ideal if your goal is a lower monthly payment. A 25 year residential mortgage can be what you are looking for. Take longer to payoff your mortgage and bring down your monthly payment, we can help you decide if a 25 year, or more, amortization loan makes sense for you. Most lenders require a minimum down payment of 20% on 1-4 unit rentals.

Open and Closed Purchase Loans:

An open purchase loan is designed for those who are looking to payoff their mortgage sooner without penalties with a low rate, within lender`s guidelines. Opposite an open mortgage is a closed mortgage loan, which is designed for those who are happy to pay a set payment over the term of the loan and in turn receive an even lower rate then an open purchase loan.

Not sure which mortgage is right for you? We are here to help. Request your free quote today, or call us toll free.

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Why Use Our Lending Partners:

No Hidden Fees or Commitment:

Unlike other commercial mortgage brokerages you won’t find any fees secretly buried in the paperwork.

Our lending partners believe in full transparency and disclosure throughout the entire process.

We want you to feel completely confident about your choices. There is no commitment, obligation, or cost for a mortgage quote.

Our role is to connect you with the people who can provide details about rates, terms, related costs, and the best possible advice for your unique situation, but ultimately YOU decide if you are comfortable accepting an offer.

Access To Surprisingly Low Interest Rates:

Millions of dollars in in mortgage loans have been processed through our partners.

Why is this important?

Because it is this volume that helps ensure our lending partners offer you some of the most competitive refinance rates on the market!

Think of it as buying in bulk – the more they buy, the more you save.

An Array of Mortgage Lending Options:

When you request a free quote, our partners screen rates and promotions of dozens of different mortgages sources such as including chartered banks, trust companies, credit unions, non traditional lenders, or private lenders, to find you the lowest interest rate for your situation.

With dozens of lending products at your disposal, we’re confident we can provide you with a mortgage quote you will be pleased with.

Efficient Close:

Our partners are not just a 9 to 5 people.

They work tirelessly to make sure you get the best possible quote and your loan closed in as short a time as possible!

Even if it means working through the night to get your time sensitive deal closed. !


With thousands of clients and over hundreds of million of dollars financed, our partners have the experience to get you approved at the lowest rate for your situation.

You can feel confident knowing they will handle every detail of your loan efficiently from start to close.

Ongoing Communication:

Our partners understand communication is key. They keep you informed and feeling comfortable about the details every step of the way!


Finding the right mortgage loan can be stressful. From the time you request your free mortgage quote, to the day you close on your loan, our partners make the entire process as convenient, easy, and as low stress as possible.
Bottom line, they know you’re busy, so they cut the red tape out as much as possible.

Ontario Wide Service:

We connect mortgage solutions to people across Ontario. For clients at a distance, we’ve streamlined the entire mortgage application process. Through phone, fax, and email, all paperwork is efficiently and securely handled in minimal time.

Trusted Experts in What They Do:

For years our partners have been helping people like you find the perfect mortgage loans. They are members of many organizations that set the “gold standard” in ethics and knowledge of its associates for the mortgage industry. They are also members of good standing with the Better Business Bureau.