Debt Consolidation Loan Options:


Home Equity Loan:

Use a home equity loan to quickly pay down debt, free up cash, and move to a lower rate. Home equity mortgages (also known as second mortgages) are secured by the equity that you have in your property.

There are many reasons to consider a home equity loan, debt consolidation is one of the most common.

In many cases, our partner home equity loans can offer you a lower interest rate as compared to other types of loans on the market.

Home Equity Line of Credit (HELOC):

Home equity lines of credit are flexible loans and help you make the most of the equity in your home.

With a home equity line of credit, you only borrow what you need (up to the credit limit) and pay the interest only during the ‘draw’ period the lender sets, typically 5-15 years.

Once the draw period ends and you enter the ‘repayment’ period you then begin paying the principal and interest back. Some people choose to refinance it all into one mortgage payment, depending on the lender’s guidelines.

A thought to remember about home equity lines of credit is that the interest rate can fluctuate during the life of the HELOC.

Interest Only Line of Credit

When you want lower payments up front and a fixed rate for the life of the loan which are normally for shorter periods. Or an equity line of credit with low rates and pay only the interest on the amount you draw.

An interest-only loan set for a term, wherein the borrower pays only the interest on the principal balance, but with the principal balance unchanged.

At the end of the term the borrower may continue the interest-only equity loan, pay the principal, or (with some lenders) convert the loan to a principal and interest payment (or amortized) loan at his/her option.

As an interest only equity line of credit you may draw on as you need it with the same repayment options as an interest only loan. Payment amounts will change depending on how much you draw, lenders.

Refinance Loans

Benefit from the equity in your home.

Our partners offer many different types of mortgage refinance loans.

Our partners clearly explain your options and offer guidance on refinance solutions to help you achieve your short and long term financial goals.’s partners can help you get approved for refinancing at some of the lowest mortgage rates seen in over a generation.

Unsecured Personal Loan

With a more favourable interest rate, you may be able to pay down your debt faster by consolidating all your debts into a single personal loan.

Pay it off over a repayment term that balances your cash flow needs with your goal of being debt free.

Call today to find out if you qualify for a personal loan.

Benefits of Consolidating:



Reduction of High Interest Payments:

A remortgage debt consolidation loan can help you cut monthly payments by 50% or more by reducing high interest rates, allowing you to pay your debt off faster – and get up-to-date sooner.

Increase Your Monthly Cash Flow:

Free up hundreds – even thousands monthly. We help put that extra money right back into your pocket instead of the credit companies.

Have One, Easy To Manage, Low Monthly Payment:

Our goal is to help you safely roll in as much of your debt into one easy to manage, low monthly payment.

Catch Your Breath!

Most importantly, we help you stop worrying and finally breathe again. Life shouldn’t be bill after bill – and worrying about how to pay them! If you’re stuck in a swamp of debt and unsure of how to get out, we may be able to help. If you’re ready to put your mind at ease, use the red box to the right and request your personalized consolidation quote. Quotes are free, it won’t cost you anything, and there are no obligations.

Worry Free Help - Request a Free Quote Today

Why Consolidate Through MAH?

No Hidden Fees or Commitment:

Unlike other mortgage brokers you won’t find any fees secretly buried in the paperwork.

Our lending partners believe in full transparency and disclosure throughout the entire process.

We want you to feel completely confident about your choices. There is no commitment, obligation, or cost for a mortgage quote.

Our role is to connect you with the people who can provide details about rates, terms, related costs, and the best possible advice for your unique situation, but ultimately YOU decide if you are comfortable accepting an offer.

Access To Surprisingly Low Interest Rates:

Millions of dollars in in mortgage loans have been processed through our partners.

Why is this important?

Because it is this volume that helps ensure our lending partners offer you some of the most competitive refinance rates on the market!

Think of it as buying in bulk – the more they buy, the more you save.

An Array of Mortgage Lending Options:

When you request a free quote, our partners screen rates and promotions of dozens of different mortgages sources such as including chartered banks, trust companies, credit unions, non traditional lenders, or private lenders, to find you the lowest interest rate for your situation.

With dozens of lending products at your disposal, we’re confident we can provide you with a mortgage quote you will be pleased with.

Efficient Close:

Our partners are not just a 9 to 5 people.

They work tirelessly to make sure you get the best possible quote and your loan closed in as short a time as possible!

Even if it means working through the night to get your time sensitive deal closed.


With thousands of clients and over hundreds of million of dollars financed, our partners have the experience to get you approved at the lowest rate for your situation.

You can feel confident knowing they will handle every detail of your loan efficiently from start to close.

Ongoing Communication:

Our partners understand communication is key. They keep you informed and feeling comfortable about the details every step of the way!


Finding the right mortgage loan can be stressful. From the time you request your free mortgage quote, to the day you close on your loan, our partners make the entire process as convenient, easy, and as low stress as possible.
Bottom line, they know you’re busy, so they cut the red tape out as much as possible.

Ontario Wide Service:

We connect mortgage solutions to people across Ontario. For clients at a distance, we’ve streamlined the entire mortgage application process. Through phone, fax, and email, all paperwork is efficiently and securely handled in minimal time.

Trusted Experts in What They Do:

For years our partners have been helping people like you find the perfect mortgage loans. They are members of many organizations that set the “gold standard” in ethics and knowledge of its associates for the mortgage industry. They are also members of good standing with the Better Business Bureau.

Get A Free Refi or Equity Quote Today

Connect with our partners today for your free, no obligation appointment with one of our lending experts. Your consultation appointment comes with no commitment—just expert advice to land the mortgage you need.
quote request computer Image

Step 1:

Use the quote box to request your free initial quote from one of our respected lenders.

Step 2:

Discuss next steps in person or over the phone to talk in-depth about your financing options.

Step 3:

Decide what mortgage option is right for you and let us help you through all the details.