COMMITTMENT TO PRIVACY

Mortgageapprovalhelp.ca is a general audience website and we do not knowingly collect personal information from children under the age of 18.

Krohn Technical Services Inc. operates MortgageApprovalhelp.ca

Krohn Technical Services Inc. collects, uses, discloses and retains personal and financial information in order to provide the most relevant experience and suitable mortgage quotes for its users. Krohn Technical Services Inc. makes all reasonable efforts to fully inform website users about the planned use and disclosure of their personal and financial information.

We want you to understand what information we gather about you on Mortgageapprovalhelp.ca, how we use it and the safeguards we have in place to protect it. This privacy policy applies to information collected through this website and otherwise. Your use of this website and our services is subject to this privacy policy as well as the website’s TERMS OF USE and all of its dispute resolution provisions, including arbitration, limitation on damages and choice of law.

The collection of personal and personal financial information is limited to that which is necessary for the purposes identified by Krohn Technical Services Inc.  Information is collected by fair and lawful means. Both the amount and the type of information collected are limited to that which is only necessary to fulfill the purposes identified.

Information We Collect. We collect personally identifiable information that can identify you such as your name, telephone number, mobile number, and e-mail address. We also collect information such as demographic data and data about your online activity on our website that is completely anonymous.

How We Collect and Use Information.

From You. We collect Information you provide to us in connection with inquiring about or obtaining a mortgage quote. The Information we collect from you will vary depending on the mortgage service requested.

Automatic Collection.  We use cookies and other standard internet technologies to collect information from your computer and about your activities on Mortgageapprovalhelp.ca. This information includes, but is not necessarily limited to, your IP address, your browser type and language, access times, the content of any undeleted cookies that your browser previously accepted from us and the referring website address.

Cookies. A cookie is a small text file that is stored on a user’s computer for record keeping purposes. We collect anonymous data when you visit most pages on Mortgageapprovalhelp.ca through the use of cookies. A cookie is a string of information that is sent by a web site and safely stored in your computer’s memory. We may employ cookie technology to help you move more efficiently through our website. We may also employ cookie technology to estimate our total audience size and traffic and to help us improve overall visitor website experience. You can turn off the ability to receive any of these cookies by adjusting the browser in your computer, but please note that by doing so you may materially affect the functionality of our website and the information you can access through it. If you wish to find out more about cookies, or how to refuse cookies, please visit the Interactive Advertising Bureau’s web site at www.allaboutcookies.org. Your visit may automatically provide us with data that is not linked to your personal information, such as your IP (Internet Protocol) address, browser type, operating system, domain name, access times, and referring web site addresses. Some parts of the Mortgageapprovalhelp.ca website may use embedded pixel or javascript technologies to facilitate your use of the web site and to track general traffic. We use anonymous data to obtain general statistics regarding the overall use of the Mortgageapprovalhelp.ca website and its specific webpage and to evaluate how our visitors use and navigate our website on an aggregate basis. We do not link your anonymous data with personal data. We may also use remarketing to market our sites across the web. We place a cookie on a browser, and then a 3rd party reads these cookies and may serve an ad on a 3rd party site. If you are concerned about 3rd party cookies served by networks, you should also visit the Network Advertising Initiative opt-out page http://www.networkadvertising.org/choices.

At times we may make content or services from other web sites including our affiliated or co-branded web sites available to you from links located on this site. These other web sites are not subject to this privacy policy. We recommend that you review the privacy policy at each such web site to determine how that site protects your privacy.

How We Use Information:  Deliver the services you requested; Manage your customer relationship and provide you with customer support; Research and analyze your use of, or interest in, various services and content and the services and content offered by others; Communicate with you via e-mail, telephone, postal mail and/or mobile devices about services that may be of interest to you; Develop and display content and services tailored to your interests on our website and other websites; Develop and deliver targeted advertisements; Measure the overall effectiveness of our online advertising, content, programming and other activities; Manage our business; and perform functions as described to you at the time of collection.

With Whom do we Share Your Information:

Mortgage agents and / or Mortgage brokers. In submitting a mortgage quote request through this website, when you click on any button indicating an acceptance or agreement to terms, you signify your agreement to proceed you are consenting, acknowledging and agreeing to the disclosure of your personal and financial information with the mortgage partners in our network with whom you may be matched. Please note that no credit check will be performed by Krohn Technical Services Inc. by submitting a completed mortgage quote request.  Be aware that the mortgage agents, mortgage brokers, and / or mortgage lenders with whom you are matched may retain or use your Information whether or not you use their services and you should contact these Lenders directly concerning their privacy and information sharing practices which may differ from ours.

Related and Helpful Services Providers. We may share your personal information with our authorized service providers that perform certain services you may find beneficial for your situation. These third parties include, debt counseling, debt restructuring, and credit counselor that may assist individuals who do not currently qualify for a mortgage to better qualify in the future. These third parties may need access to additional personal information needed to perform their functions. There is no obligation to work with any of these services providers.

Other Situations. We also may disclose your information at our sole discretion: In response to a subpoena or similar investigative demand, a court order or a request for cooperation from a law enforcement or other government agency; to establish or exercise our legal rights; to defend against legal claims; or as we reasonably believe is required by law. In such cases, we may raise or waive any legal objection or right available to us.

When we believe disclosure is appropriate in connection with efforts to investigate, prevent or take other action regarding actual or suspected illegal activity or other wrongdoing; to protect and defend the rights, property or safety of our company, our users, our employees or others; or to enforce our websites’ terms and conditions or other agreements or policies.

Third Party Links and Policies. Our website contains links to other websites owned and operated by third parties. These third parties and their servers may be located in the Canada or in other countries. We do not control, and are not responsible for, the privacy and security practices of these third parties. We recommend that you review the privacy and security policies of these third parties to determine how they handle Information they may collect about you.

We take appropriate security measures (including physical, electronic and procedural measures) to help safeguard your personal information from unauthorized access and disclosure. No system can be completely secure. Therefore, although we take steps to secure your information, we do not promise, and you should not expect, that personal information, web searches or other communications will always remain secure. Users should also take care with how they handle and disclose their personal information.

Changes to this Privacy Policy. We may update or modify this Privacy Policy to reflect changes to how we will collect, use and/or share Information. Our Privacy Policy will reflect the date it was last updated. If we make material changes to this Privacy Policy, we will notify you either by prominently posting a notice of such changes before implementing them or by sending you electronic notification of the changes. Please check this Privacy Policy each time you use our websites to ensure you are aware of any changes in our practices. Your continued use of our websites will signify your acceptance of the changes to the Privacy Policy.

PLEASE PRINT AND RETAIN A COPY OF THIS AGREEMENT FOR YOUR RECORDS.

If you have any questions about our terms of service, please feel free to contact us at:

Krohn Technical Services Inc.
Toll free: support@mortgageapprovalhelp.ca

 

 

If at anytime you have a cause that needs to be disputed please fill out the Trust Guard Dispute Resolution form.